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Related: Curve Card

Curve is a free credit card which anyone can apply for and which uploads all your credit and debit cards into one single card which is accepted everywhere MasterCard® cards are.

Crucially for travellers, Curve only charges currency conversion fees at the MasterCard rate + 1%, (most credit and debit cards charge 3%) making it perfect for travel.

This card is not, unfortunately, available to travellers in the US. Wherever you are based, do also take a look at our worldwide insane flight deals & freebies for cheap travel in 2018.

Curve Rewards

The Curve Card also offers rewards of between 1.5% to 5% cashback at the retailers listed below. I always use my Curve Card in the food departent at M&S:

Curve Reward Partners:

Merchant / Blue Card / Black Card
Argos / 1.50% / 3%
Arcadia Group / 1.50% / 3%
ASK Italian / 1.50% / 3%
B&Q / 1.50% / 3%
Babies R Us / 1.50% / 3%
Belgo / 1.50% / 3%
Bella Italia / 1.50% / 3%
Boots UK / 1.50% / 3%
Burton / 1.50% / 3%
Cafe Rouge / 1.50% / 3%
Caffe Nero / 1.50% / 3%
Carpetright / 1.50% / 3%
Debenhams / 1.50% / 3%
Dorothy Perkins / 1.50% / 3%
Ernest Jones / 1.50% / 3%
Evans / 1.50% / 3%
Evans Cycles / 1.50% / 3%
Feelunique / 1.50% / 3%
Gap Inc. / 1.50% / 3%
Goldsmiths / 1.50% / 3%
H.Samuel / 2.50% / 5%
Halfords / 1.50% / 3%
House of Fraser 1.50% 3%
Leslie Davis / 1.50% / 3%
Marks & Spencer / 1.50% / 3%
Marriott International / 1.50% / 3% (UK hotels only)
Miss Selfridge / 1.50% / 3%
Moss Bros. / 1.50% / 3%
Mothercare / 1.50% / 3%
New Look / 1.50% / 3%
Outfit / 1.50% / 3%
Papa John’s Pizza / 1.50% / 3%
Pizza Express / 1.50% / 3%
River Island / 1.50% / 3%
Spafinder / 1.50% / 3%
T.G.I. Fridays / 1.50% / 3%
The White Company / 1.50% / 3%
The Works / 1.50% / 3%
Thorntons / 1.50% / 3%
Topman / 1.50% / 3%
Topshop / 1.50% / 3%
Toys R Us / 1.50% / 3%
Tune Tribe / 1.50% / 3%
Virgin Experience / 2.50% / 5%
Wallis / 1.50% / 3%
Waterstones / 1.50% / 3%
Wilko / 1.50% / 3%
Wyevale Garden Centres / 1.50% / 3%
Yo! Sushi / 1.50% / 3%
Zizzi / 1.50% / 3%

Plus, you will also get the rewards from your underlying Visa or MasterCard. In fact, if you regularly shop at any of these retailers, the Black Card (with a £35 fee) is worth considering.

If you apply for the FREE card through the link below you will get £5 cashback (as will I). Apply for the Curve Card. My referral code, if it doesn’t track automatically, is NRJWI.

Once you have taken out your card, you then need to download the Curve App from Apple where you can unite and monitor all your credit cards.

Disclosure: Our property, service and product reviews are sponsored by the proprietor or brand being appraised. All opinions remain our own and are in no way influenced by the sponsor.