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In my review of the UK British Airways (BA) Avios American Express Credit Card, I explain why I have just re-started using the Premium Plus version of this card as an additional Amex.

My Five Credit Cards

Starwood Preferred Guest American Express Credit Card. If you want to apply for this card and drop me an email and I can supply you with a referral to get you 33,000 Marriott Rewards if you spend £1,000 in the first 3 months of membership.

A BA Premium Plus American Express Card which I also in the UK. I spend exactly £10,000 on this card to spark a 2-4-1 voucher plus I get 1.5 Avios per £1 spent. If you drop me an email I can supply you with a referral to get an additional 1,000 Avios when you apply (which is currently 26,000 for the Premium Plus card including the 1,000 bonus and 6,000 for the standard free card).

The Best British Airways American Express Card

The standard BA Amex has no fee when you apply or ongoing. It currently earns a 5,000 Avios bonus when you spend £1,000 (plus additional 1,000 referral bonus) plus 1 mile per £1 spent and generates a 2-4-1 voucher each year when you spend £20,000. The voucher lasts for 1 year.

The BA Premium Plus American Express is the one I use. It has a £195 annual fee. It currently earns a 25,000 Avios bonus when you spend £3,000 (plus additional 1,000 referral bonus) plus it earns 1.5 miles per £1 spent (3x if you book BA flights with the card). Crucially this card generates a 2-4-1 voucher each year when you spend £10,000 (instead of having to spend £20,000 of the free card) AND this voucher lasts for 2 years rather than the 1-year voucher you get on the standard card.

British Airways Premium Plus American Express Credit Card

£195 annual fee.

Earn 1.5 Avios airmile per £1, which I value 1 Avios at £0.01 so you recoup £0.015 worth of Avios every £1 spent (see my write-up about what an Avios is worth).

APR is high and varies month by month so you should pay this card off every month.

You can apply directly on Amex and you get and for a limited period you get an increased sign up bonus of 25,000 Avios (was 18,000). You earn an extra 1,000 Avios if I refer you. With my referral you get 26,000 Avios if you spend £3,000 in the first 3 months of membership. Please contact me for a referral.

When you spend £10,000, you receive a voucher which enables you to book two Avios redemption flights for the miles of one. This voucher is valid for two years.

Value Of The 2-4-1 Voucher

The value of this voucher depends on where you fly. I tend to fly Club World in within Europe and most often to Nice. This is largely because I like to make use of the excellent British Airways Galleries Lounges at Heathrow and Gatwick. A single Club World return flight to Nice which costs 15,500 in Avios Off-Peak or 18,000 Peak and so is worth either £155 or £180 to me.

Even if I use my voucher in a short-haul, with £10,000 spend I will earn 10,000 x 1.5 Avios = 15,000 Avios (which I value at £150) and will get a free flight worth at least £155. This is a return of over £300 for the £190 fee. When you include the 26,000 bonus Avios which you get for signing up (worth £260 to me); the benefits will be worth: £150+£155+£260 = £565 – £190 fee = £375.

I am also planning to travel to Orlando next year. This is will cost me 100,000 Avios + £396 in taxes and fees for one person in Premium Economy on my preferred dates. If I chose to travel in Business with a mix of Peak and Off-Peak dates, this would cost me 137,500 Avios + £ 506.17 in taxes and fees. This would value my 2-4-1 voucher at £1,000-£1,375. As you can see, assuming you can snag a longer haul flight, the benefits are even greater!

Note: You don’t get the initial sign-up bonus if you have previously held either BA Amex in the previous six months.

British Airways BA American Express Credit Card

Reviews within this content are solely the opinion of the author and have not been sponsored, influenced, or reviewed by American Express.