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Related: Curve Card

The Curve Rewards Card is currently offering £5 FREE + Cashback + Credit Card Points making this Card worth applying for regardless of how often you use it.

What is the Curve Card?

Curve uploads all your credit and debit cards into one single card which you can carry in your wallet and access using the Curve app. If you apply for the free Curve Card at the moment, you immediately get £5 in credit on the card to spend at the retailers below. Simply use my referral code which is NRJWI (the last letter in my code is I for India).

Remember to click ‘Add A Referral Code’ and enter referral code NRJWI on the FIRST PAGE of the app or you will not get the £5 free credit, (I also receive a £5 credit for referring you).

Why Should I Apply For A Curve Card & What Are The Advantages?

Yes you should apply, this is a no loose, free lunch sort of card. Worst case, collect your £5 sign-up bonus and withdraw £200 per month from an ATM and recharge it to a miles and points earning credit card. However if you ever shop at the below retailers, use your Curve Rewards Card and make use of the generous cashback.

The Advantages Of The Curve Card

1. FREE £5 – You get £5 free when you get accepted for your Curve Card using code NRJWI. Simply apply using this code on the first page of the app (click ‘add a referral code’ and the £5 will be loaded into your account.
2. Cashback -Curve offers 1.5%-3% cashback at major UK retailers with it’s rewards (more on that below).
3. Additional Credit Card Rewards – In addition to the 1.5% – 3% rewards, your credit will be charged to your preferred credit card (Mastercard or Visa but NOT Amex) so you get your credit card rewards AND Curve rewards. This is in effect doubling up.
4. Curve can save you money when spending abroad. It charges the MasterCard rate + 1%, compared with the 3% charged by most credit and debit cards.
5. FREE Avios (or other credit card points/miles) – You can withdraw up to £200 of cash from an ATM each month and charge it to a Visa or MasterCard credit card as a purchase, thus accruing extra “free” miles.

How To Get £5 Free From Applying For Free Curve Card?

If you use a refer-a-friend code when you sign up – my code is NRJWI – you will also receive 500 Curve Rewards points worth £5 off any purchase. You will also earn £5 for any friends you refer to Curve, even though the card is free. Your friends will also get £5 credit for signing up.

The Android version of Curve can be downloaded here. The iOS version is also available for Apple devices.

My code will get you a Blue Curve Card (usually £35) for free or it will reduce the price of the Black Curve Card, which earns double Rewards Points, from £75 to £50.

Which retailers are Curve Rewards partners?

See list below. The lower % outlined below is for the Blue free card while the higher rate is available to the Black (paid) Curve Card:

Merchant / Blue Card / Black Card
Argos / 1.50% / 3%
Arcadia Group / 1.50% / 3%
ASK Italian / 1.50% / 3%
B&Q / 1.50% / 3%
Babies R Us / 1.50% / 3%
Belgo / 1.50% / 3%
Bella Italia / 1.50% / 3%
Boots UK / 1.50% / 3%
Burton / 1.50% / 3%
Cafe Rouge / 1.50% / 3%
Caffe Nero / 1.50% / 3%
Carpetright / 1.50% / 3%
Debenhams / 1.50% / 3%
Dorothy Perkins / 1.50% / 3%
Ernest Jones / 1.50% / 3%
Evans / 1.50% / 3%
Evans Cycles / 1.50% / 3%
Feelunique / 1.50% / 3%
Gap Inc. / 1.50% / 3%
Goldsmiths / 1.50% / 3%
H.Samuel / 2.50% / 5%
Halfords / 1.50% / 3%
House of Fraser 1.50% 3%
Leslie Davis / 1.50% / 3%
Marks & Spencer / 1.50% / 3%
Marriott International / 1.50% / 3%
Miss Selfridge / 1.50% / 3%
Moss Bros. / 1.50% / 3%
Mothercare / 1.50% / 3%
New Look / 1.50% / 3%
Outfit / 1.50% / 3%
Papa John’s Pizza / 1.50% / 3%
Pizza Express / 1.50% / 3%
River Island / 1.50% / 3%
Spafinder / 1.50% / 3%
T.G.I. Fridays / 1.50% / 3%
The White Company / 1.50% / 3%
The Works / 1.50% / 3%
Thorntons / 1.50% / 3%
Topman / 1.50% / 3%
Topshop / 1.50% / 3%
Toys R Us / 1.50% / 3%
Tune Tribe / 1.50% / 3%
Virgin Experience / 2.50% / 5%
Wallis / 1.50% / 3%
Waterstones / 1.50% / 3%
Wilko / 1.50% / 3%
Wyevale Garden Centres / 1.50% / 3%
Yo! Sushi / 1.50% / 3%
Zizzi / 1.50% / 3%

As an example, spend £500 at M&S and you will get £7.50 if you have the free Curve Card or £15 if you have the premium version.

It is worth noting that Curve is currently targeting the small business market. You will be asked to confirm that you run your own business, are a partner in a partnership or have some form of self employed income on top of your regular job. If you cannot confirm one of these, you can wait for the consumer version of the card which will be launched soon.

Imagine Curve

Disclosure: Our property, service and product reviews are sponsored by the proprietor or brand being appraised. All opinions remain our own and are in no way influenced by the sponsor.